How to Share Airtime on MTN (2026 Code & Methods)

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Leraning how to Share airtime on MTN Nigeria is one of the fastest ways to help friends or family stay connected when they run out of credit.

Maybe your sibling urgently needs airtime to make a call.
Maybe a friend needs to activate data quickly.

Instead of asking them to look for a recharge vendor, you can transfer airtime instantly from your MTN line to theirs.

MTN makes this possible through a service called MTN Share & Sell.

In this guide, you will learn:

  • The new MTN airtime transfer code for 2025
  • How to send airtime using USSD
  • How to transfer airtime using SMS
  • How to use the MyMTN app
  • How to change or reset your MTN transfer PIN
  • MTN airtime transfer limits
  • How to fix common airtime transfer errors

Let’s start with the quick answer most people are looking for.

Quick Answer: MTN Airtime Transfer Code

To share airtime on MTN Nigeria, dial:

  • *321*RecipientNumber*Amount*PIN#

Example:

  • *321*08030000000*500*1234#

Then press Send.

The recipient will receive the airtime instantly.

What is MTN Share & Sell?

MTN Share & Sell is a mobile service that allows MTN users to transfer airtime to another MTN number instantly.

This feature is commonly used in Nigeria because it helps people send airtime quickly without buying a recharge card.

With MTN Share & Sell you can:

  • Transfer airtime to friends and family
  • Help someone recharge instantly
  • Send airtime to another phone you own
  • Support someone during emergencies

However, there are some important rules.

MTN Airtime Transfer Rules
RuleDetails
NetworkMTN to MTN only
Minimum Transfer₦50
Maximum Per Transfer₦5,000
Daily Limit₦50,000
PIN RequiredYes
ReversalNot possible

Always confirm the number before sending airtime, because MTN transfers cannot be reversed.

Methods to Share Airtime on MTN

There are three main ways to transfer airtime on MTN.

MethodRequirementBest For
USSD CodeNo internetFastest method
SMSNo internetSimple typing
MyMTN AppInternet requiredSmartphone users

Let’s go through each method step-by-step.

Method 1: How to Share Airtime on MTN Using USSD

This is the most popular method because it works on every phone, including old keypad phones.

Step 1
  • Dial: *321*RecipientNumber*Amount*PIN#
Step 2
  • Press Send
Step 3
  • Wait for confirmation SMS

Example

  • Dial: *321*08030000000*200*1234#
  • This sends ₦200 airtime to the number.
Alternative USSD Menu Method

If you prefer guided steps:

  1. Dial *321#
  2. Select Share & Sell
  3. Enter recipient number
  4. Enter amount
  5. Enter transfer PIN
  6. Confirm transfer

Method 2: How to Transfer Airtime on MTN Using SMS

You can also transfer airtime using text message.

Steps
  1. Open your messaging app
  2. Type the message below
Transfer RecipientNumber Amount PIN

Example:

Transfer 08030000000 500 1234
  1. Send the message to 777

MTN will send you a confirmation message if the transfer is successful.

Method 3: Share Airtime Using MyMTN App

If you use a smartphone, the MyMTN app makes airtime transfer even easier.

Step 1
  • Download the MyMTN app from your app store.
Step 2
  • Login using your MTN number.
Step 3
Step 4

Enter:

  • Recipient number
  • Amount
  • Transfer PIN
Step 5

Tap Send

The airtime will be transferred instantly.

How to Change Your MTN Transfer PIN

Your Transfer PIN protects your airtime from unauthorized transfers.

The default MTN PIN is 0000, but it is recommended to change it.

To Change Your MTN Transfer PIN
  • Dial: *600*OldPIN*NewPIN*NewPIN#

Example:

  • *600*0000*1234*1234#

You will receive a confirmation SMS once the PIN is changed.

How to Reset MTN Transfer PIN

If you forgot your transfer PIN, you can reset it using the following methods.

Option 1: Contact Customer Care
  • Dial 300 from your MTN line.
Option 2: Visit an MTN Service Center
  • Take a valid ID card for verification.
Option 3: Use MyMTN App
  • Go to: Settings → Transfer PIN

How to Request Airtime on MTN

Instead of asking someone to send airtime manually, you can send them an airtime request notification.

Steps

  • Dial: *321*1#

Then:

  1. Enter the person’s number
  2. Enter the amount
  3. Send request

The person will receive a message asking them to approve the airtime transfer.

MTN Airtime Transfer Limits

MTN places limits to prevent abuse of the Share & Sell service.

Limit TypeAmount
Minimum Transfer₦50
Maximum Per Transfer₦5,000
Daily Transfer Limit₦50,000

If you exceed the daily limit, you must wait until the next day before transferring again.

Common MTN Airtime Transfer Problems (And Fixes)

Sometimes airtime transfer may fail.

Here are the most common issues and solutions.

1. Invalid PIN Error

Cause:
Wrong PIN entered.

Solution:

  • Double check the PIN
  • Reset your PIN if forgotten
2. Transfer Failed

Cause:

  • Insufficient airtime
  • Network issue

Solution:

  • Check balance
  • Retry when network is stable
3. Recipient Not MTN

Cause:
The number belongs to another network.

Solution:

Only MTN numbers can receive airtime transfers.

4. No Confirmation Message

Cause:
Network delay.

Solution:

  • Wait a few minutes
  • Check if airtime was deducted

Important MTN Codes (2026)

Here are some useful MTN codes every user should know.

ServiceCode
Check Airtime Balance*310#
Recharge Airtime311PIN#
Buy Data*312#
Check Data Balance*323#
Borrow Airtime*303#
Check MTN Number*123#
Customer Care300
Tips for Safe Airtime Transfers

Follow these tips to avoid mistakes.

  • Always confirm the recipient number
  • Never share your transfer PIN
  • Avoid using predictable PINs
  • Keep your SIM registered
  • Save frequent numbers for easy transfer

Frequently Asked Questions (FAQs)

What is the code to transfer airtime on MTN?
  • Dial: *321*RecipientNumber*Amount*PIN#

Example: *321*08030000000*500*1234#

Can I transfer airtime from MTN to Airtel?

No.

  • MTN Share & Sell works only between MTN users.
Is MTN airtime transfer free?

Yes.

  • MTN does not charge a service fee for airtime transfers.
What is the maximum airtime I can transfer on MTN?

You can transfer:

  • ₦5,000 per transaction
  • ₦50,000 per day
Can I reverse MTN airtime transfer?

No.

  • Once airtime is sent, it cannot be reversed.
Final Thoughts

MTN Share & Sell is one of the most useful mobile services in Nigeria. It allows you to send airtime instantly to anyone on the MTN network without needing recharge cards or internet access.

Whether you use the USSD code, SMS method, or MyMTN app, the process takes only a few seconds.

Just remember:

  • Keep your transfer PIN secure
  • Double-check the recipient number
  • Stay within the daily transfer limits

Once you master these steps, sharing airtime on MTN becomes quick, simple, and stress-free.

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