Pennylender Limited
Pennylender Limited is dedicated to promoting financial inclusion and empowering individuals and businesses across all sectors. We provide convenient loan options designed to meet the needs of hardworking employees, business owners, and entrepreneurs, whether operating in the formal or informal sector.
We are currently hiring for the position below:
Job Title: Risk Analyst
Location: Yaba, Lagos
Employment Type: Full-Time
Work Mode: Onsite
About the Role
The Risk Analyst will play a vital role in evaluating loan applications, monitoring portfolio performance, and ensuring that lending practices remain secure, compliant, and sustainable.
Key Responsibilities
- Assess loan applications by reviewing financial statements, credit reports, and supporting documents
- Verify businesses, residences, and guarantors for authenticity
- Monitor and analyze loan portfolio performance, identifying risks or potential defaults
- Detect and prevent fraudulent activities by examining applicant information and documentation
- Conduct stress testing and scenario analysis to evaluate market and borrower risks
- Prepare and present comprehensive risk reports to management for informed decisions
- Work closely with loan officers to structure loans and recommend risk-based pricing
- Ensure full compliance with regulatory requirements and internal policies
Requirements
- Bachelor’s Degree in Finance, Economics, Accounting, Risk Management, or a related field
- 3–5 years of experience in credit risk analysis, lending, or financial services
- Strong analytical and problem-solving abilities
- Proficiency in MS Excel and risk modeling tools
- Excellent communication and reporting skills
Salary
N270,000 per month
Application Closing Date
Not Specified
How to Apply
Interested and qualified candidates should send their CV with the job title as the subject of the email.
To apply for this job email your details to career@pennylender.com