Capitec Bank: Opening and Closing Hours

Understanding the opening and closing times of your bank is crucial for managing your financial tasks effectively. If you are a Capitec Bank customer, knowing the specific hours can help you plan your visits without any inconvenience. Capitec Bank, one of South Africa’s leading retail banks, operates at different times depending on the day of the week and specific branch locations.

What Time Does Capitec Bank Close?

Capitec Bank branches generally close at different times depending on the day of the week and specific branch location. Below is a detailed breakdown of the closing times:

Weekdays (Monday to Friday)

  • Most branches close around 5:00 PM or 6:00 PM.
  • Wednesdays: Some branches have internal meetings in the morning, thus they may open slightly later at 8:30 AM but still close around 5:00 PM or 6:00 PM.


  • Branches usually close at 1:00 PM.


  • Branches open slightly later at 9:00 AM and close earlier than usual.

Table of Closing Times

DayOpening TimeClosing Time
Monday8:00 AM5:00 PM – 6:00 PM
Tuesday8:00 AM5:00 PM – 6:00 PM
Wednesday8:30 AM5:00 PM – 6:00 PM
Thursday8:00 AM5:00 PM – 6:00 PM
Friday8:00 AM5:00 PM – 6:00 PM
Saturday8:00 AM1:00 PM
Sunday9:00 AMEarlier than usual

This table provides a clear and concise reference for when Capitec branches close throughout the week.

What Time Does Capitec Bank Open?

Just as with closing times, Capitec Bank’s opening hours vary depending on the day of the week and the specific branch location. Here is an overview of the opening times:

Weekdays (Monday to Friday)

  • Branches open at 8:00 AM.
  • Wednesdays: Some branches open at 8:30 AM due to internal meetings.


  • Branches open at 8:00 AM.


  • Branches open at 9:00 AM.

Example of Specific Branches Opening Times

  • Kolonnade Shopping Centre branch in Pretoria: Opens at 8:00 AM.
  • Jacaranda (Pretoria): Opens at 8:00 AM.
  • Boulders (Midrand): Opens at 8:00 AM.
  • Soweto Protea Gardens (Johannesburg): Opens at 8:00 AM.
  • Fish Hoek (Cape Town): Opens at 8:00 AM.

Table of Opening Times

DayOpening TimeNotes
Monday8:00 AM
Tuesday8:00 AM
Wednesday8:30 AMDue to internal meetings
Thursday8:00 AM
Friday8:00 AM
Saturday8:00 AM
Sunday9:00 AM

Importance of Knowing Operating Hours

Understanding the operating hours of Capitec Bank branches is crucial for several reasons:

  1. Planning Visits: Knowing the exact hours helps in planning your visit, ensuring you don’t arrive when the branch is closed.
  2. Efficient Time Management: It allows you to manage your time better, especially if you need to visit the bank during lunch breaks or before/after work.
  3. Avoiding Crowds: Visiting during off-peak hours can help avoid long queues, making your banking experience smoother and quicker.
  4. Meeting Deadlines: For time-sensitive transactions, knowing the closing times ensures you meet any necessary deadlines without stress.

Factors Influencing Branch Hours

Capitec Bank’s operating hours can be influenced by several factors including:

  1. Location: Urban branches might have extended hours compared to those in rural areas to accommodate more customers.
  2. Customer Demand: Branches in high-traffic areas or business districts may open earlier and close later.
  3. Internal Meetings: As noted, some branches open later on Wednesdays due to internal meetings.
  4. Public Holidays: Hours may vary significantly during public holidays, with some branches potentially closed for the entire day.
  5. Special Events: Events like maintenance or system upgrades might temporarily alter the usual operating hours.

Note: Understanding these factors can help you anticipate any changes to the standard operating hours and avoid any inconvenience.

Frequently Asked Questions (FAQs)

1. Do Capitec Bank branches operate on public holidays?

Most Capitec Bank branches are closed on public holidays. It is advisable to check with your specific branch closer to the date.

2. Can I make an appointment to visit a Capitec branch?

Yes, some services may allow for appointments. It’s best to contact your branch directly or check the Capitec website for more information.

3. What services are available at Capitec branches?

Capitec branches offer a variety of services including opening accounts, applying for loans, financial advice, depositing and withdrawing cash, and more.

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